Curious about Relocating to Europe? Want to Know the Cost of Living in Italy?

If you are considering moving to Europe, you have dozens of countries from which to choose. We at YourPlaceInEurope want to be your provider of affordable expat services in Europe and we hope this helps you in your consideration of moving from the USA to Europe. A driver in your decision is sure to be the cost of living. To make the most of living abroad you will want to have a structured approach to moving to Europe and it is important to have a good idea of the cost of living in your chosen area.

We are experts on Italy and are happy to help you find the best European locations in Europe for expats, including some great places in Italy. As you know, Itay is known for its rich culture, incredible food, and beautiful landscapes. While larger cities such as Rome, Milan, and Florence can be expensive, secondary cities such as Como, Piacenza, and Cesena offer a more affordable cost of living, especially for families. These cities provide a balance of charm, convenience, and quality of life. Housing costs in secondary cities are significantly lower than in major metropolitan areas.

Renting is common, though some families choose to purchase property for long-term investment and saving. For flats with three bedrooms, rental prices in city centers range from €800 to €1,200 per month, while suburban areas offer options from €600 to €900. Houses with three to four bedrooms cost €1,200 to €1,600 in city centers and €1,000 to €1,500 in suburban areas. Utilities, including electricity, heating, water, and garbage collection, typically cost €150 to €250 per month, depending on the season, with higher heating costs during winter in northern cities.

Food is relatively affordable and of high quality. Local markets and supermarkets provide a variety of fresh produce, meats, and cheeses. Groceries for a family of four generally cost between €400 and €600 per month. Shopping at local markets often offers fresher and cheaper produce. Dining out is reasonably priced, with casual meals at a trattoria costing €40 to €60 for a family and mid-range restaurants charging €80 to €120 for a full meal with drinks. Italy’s public healthcare system is decent and free for residents, but private health insurance is an option for those who prefer shorter wait times and private facilities. Private health insurance for a family of four typically costs between €120 and €200 per month.

Transportation in secondary cities is well-connected by public transport, though owning a car is often practical for families. Public transport costs €30 to €50 per adult for monthly passes, and children under certain ages often travel for free. Fuel is priced at €1.80 to €2.00 per liter. Monthly car insurance costs range from €40 to €80, and annual maintenance expenses are typically €300 to €500. Education in public schools is free, with minor costs for supplies and extracurricular activities, while private schools range from €400 to €1,000 per child per month, though they can be higher in larger cities and in more exclusive schools.

Other expenses for a family of four include internet and mobile plans, which cost €30 to €60 per month, and entertainment and leisure, which cost €150 to €300 per month for family outings, sports, or cultural activities such as museums and local events. The total monthly cost of living for a family of four in these secondary cities typically ranges from €2,500 to €3,000 for a modest lifestyle, and €4,000 to €5,000 for a more comfortable lifestyle, including private schooling and regular dining out.

Secondary cities such as Como, Piacenza, and Cesena offer the quintessential Italian lifestyle at a more affordable cost. Families benefit from a slower pace of life, lower living costs, and close-knit communities, while still enjoying excellent infrastructure, schools, and healthcare. With stunning landscapes, rich history, and access to gorgeous local cuisine, these cities provide an ideal environment for raising a family. Considering relocating to Italy? Reach out for relocation advice on budgeting, housing, and settling in these charming secondary cities.